COVID-19 has shaken the world and has left very few places across the globe untouched. While no one can predict the monumental impact, this devastating disease will have on our future, we do know that we are in this together. Sheltering-in-place and quarantines are the best ways we know to keep from spreading this virus and staying healthy. The impact of closures across the sector, nonprofit, for-profit and government are undetermined but likely to be severe.
What You Need to Know
In Hawaii, Habitat for Humanity affiliates have followed recommendations and closed most of their operations through April 30th, including their financial life-line. With the stores and offices closed, Habitat personnel is working remotely to keep the home fires burning and facilities secure. We know our priority is to put our community before our mission.
Our Work Continues
We, Hawaii Habitat (HHFHA), are actively working to give much-needed support to our local Habitat affiliates so that they can continue offering services to those in need of housing. We continue to provide resources, technical assistance/training, disaster preparedness and advocacy services in partnership with our local affiliates and are exploring new ways to be helpful during this crisis.
Habitat partner families are struggling as well. Many have lost employment, some have become ill, and most are at home with children who are not in school and are not allowed to be with their friends. Now more than ever we are called to support and love the families we serve.
How You Can Help
With your support, local Habitat affiliates can continue to provide services and address the housing needs within the community during this devastating outbreak.
You can choose to dedicate your donation in three ways:
- Help Habitat families cover their mortgage payment.
- Contribute to a fund to support Habitat affiliates in Hawaii re-start their operations.
- Donate to support Habitat’s work in Hawaii.
COVID-19 Information and Resources
For the latest information and measures regarding COVID-19 in Hawaii, visit the Hawaii State Department of Health website. This site includes:
- Latest decisions and measures
- Contact information to hotlines
- Up to date reporting on confirmed cases
- Fast facts about COVID-19
- Practical guidelines for protection
- Guidance and Instructions for Community Centers
Hawaii’s Statewide Stay-at-Home Order
The Coronavirus Aid, Relief, and Economic Security (CARES) Act and The Families First Coronavirus Response Act
These two legislative acts were passed by Congress in order to address the ongoing coronavirus (COVID-19) pandemic. Visit Senator Brian Schatz’s website for comprehensive information on what resources these acts cover, your eligibility, and how to file claims. The site covers information regarding the following:
- Direct Cash Payments
- Individual Health Resources
- Tax Relief
- Emergency Paid Leave
- Unemployment Assistance
- Small Businesses
- Homeowners or Renters
- Labor Unions
- Independent Contractors
- Federal Workers and Contractors
- College Students
- Agriculture, Aquaculture, and Fisheries
- Health and Nutrition Programs
COVID-19: Labor Benefits
If you have been impacted by Coronavirus disease 2019 (COVID-19) and are quarantined and unable to work, or your workplace has been temporarily closed, review the following information about assistance available through Hawaii State labor programs.
Expanded Unemployment Insurance (UI)
Funding for supplemental unemployment insurance has been secured through the CARES Act to expand eligibility, increase benefits, and lengthen the duration of availability. Click here to visit Hawaii’s Department of Labor and Industrial Relations (DLIR) for more information and how to apply.
Temporary Disability Insurance (TDI)
If your employer is still open but you are unable to work due to being ill or quarantined as a result of COVD-19 from a non-work related exposure, you may be eligible to apply for TDI. Learn more.
If you are ill with COVID-19 as a result of your workplace exposure, visit Learn more.
Hawaii Family Leave Law (HFFL) / Federal Family and Medical Leave Act (FMLA)
If you need to care for a family member who is ill or quarantined because of COVID-19, you may be eligible to take unpaid family leave under the Hawaii Family Leave Law (HFLL). Learn more.
If you are not qualified under HFFL, you may still be qualified under FMLA. Visit Learn more.
The Internal Revenue Service (IRS)
The IRS is providing Economic Impact Payments, also known as stimulus payments, for all American taxpayers starting mid-April of 2020. To learn more about eligibility, disbursements, and more, visit the IRS website here.
Small Business Administration (SBA) – Coronavirus Relief Options
In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak.
Paycheck Protection Program
This program provides small businesses that have been affected by the COVID-19 pandemic with zero-free loans of up to $10 million to cover payroll and operating expenses. For more information regarding eligibility, loan information and details click here.
Goldman Sachs has also released an informational video to help individuals in understanding the PPP Loan program. Watch the video.
EIDL Loan Advance
This loan advance will provide up to $10,000 in economic relief to businesses currently experiencing temporary difficulties. Learn more.
SBA Express Bridge Loans
This loan enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. If your small business has an urgent need for cash while waiting for a decision and disbursement of an Economic Injury Disaster Loan, you may qualify for the SBA Express Disaster BRidge Load. Learn more.
SBA Debt Relief
The SBA is providing a financial reprieve to small businesses during the COVID-19 Pandemic. As a part of SBA’s debt relief efforts, The SBA will automatically pay the principal, interest and fees of:
- Current 7(a), 504, and microloans for a period of six months
- New 7(a), 504, and microloans issued prior to September 27, 2020
SBA Loan Lenders
For access to these loans, below is a list of lenders serving SBA’s Hawaii District:
View the list
SBA Loan Application Assistance for Non-profits
Hawaiian Community Foundation and HANO have partnered together to offer free technical assistance for applying to SBA Loans to nonprofits. Learn More.
COVID-19 Federal Rural Resources
USDA has taken many immediate actions to assist farmers, ranchers, producers, rural communities, and rural-based businesses and organizations impacted by the COVID-19 pandemic. The COVID-19 Federal Rural Resource Guide is a first-of-its-kind resource for rural leaders looking for federal funding and partnership opportunities to help address this pandemic. Learn More.
Hawaii Resilience Fund
The Council for Native Hawaiian Advancement, Hawaii Community Foundation, and Pierre & Pam Omidyar have joined forces to launch the Hawaii Resilience Fund (HRF) in an effort to rapidly deploy resources to individuals impacted by the COVID-19 pandemic.
This program provides one-time emergency financial assistance (up to $1000) to Hawaii residents that have been laid off or have seen a reduction in their pay due to the COVID-19 pandemic. Visit the Hawaiian Council website for more information. Once approved, payments will go directly to vendors that you have an outstanding obligation with. Funding will cover:
- Mortgage payments
- Rent payment
- Utility services
- Certified child care assistance
LISC/Verizon Small Business Recovery Fund
An investment of $2.5 million from Verizon is making it possible for LISC to begin offering critical relief and resiliency-building support to small businesses facing immediate financial threat because of the COVID-19 pandemic. The funding will go to make grants of up to $10,000, especially to entrepreneurs of color, women-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital. Learn more.
GoFundMe Small Business Relief Initiative
The Small Business Relief Initiative was started by GoFundMe to help small businesses that have been affected by the COVID-19 pandemic and empower their communities to rally behind them. GoFundMe has partnered with Yelp, Intuit QuickBooks, GoDaddy, and Bill.com to provide small business owners with the financial support and resources needed to continue running their businesses during and after the coronavirus crisis. Learn more.