Homeownership

Hawaii Habitat for Humanity Association, Inc. (Hawaii Habitat) and its local affiliates partner with Hawaii families who are active participants in building a better future for themselves to build, repair, and renovate homes. 

To become a Habitat Homeowner or a repair and renovation participant, potential partner families must demonstrate:

Homeownership

Housing Need

Potential homebuyers might be dealing with poorly made, unhealthy, or inadequate housing; unaffordable rent; homes inaccessible for their disabilities or damaged by natural disasters; or have other shelter needs.

Willingness to Partner with Habitat

Habitat homebuyers put in hundreds of hours of “sweat equity” helping to build their own home and the homes of others in the program. This might also include classes in personal finances, home maintenance, and other homeownership topics.

Ability to Pay Affordable Mortgage

Habitat offers homebuyers an affordable mortgage. Their mortgage payments cycle back into the community to help build more affordable houses.

Local Habitat affiliates coordinate all aspects of a Habitat for Humanity home, including fundraising, building, partner family selection, and mortgage servicing. 

Habitat Homeowner

Learn more about qualifying for Homeownership and Repair and Renovation with the local Affiliate who serves your community.


I have been dreaming of this day to come! Blessed to have a new home. I can’t wait for our family gatherings here. Thank you Leeward Habitat.

– Kaliko Ohana
Habitat for Humanity Leeward Oahu